"Your vision, our funding. Let’s build success together, one step at a time. Get the right business loan and watch your dreams take flight!"

A business loan is a financial solution designed to help entrepreneurs and business owners expand, invest, and manage operations efficiently. Whether you need funds for working capital, business expansion, purchasing equipment, or launching a new project, a business loan provides the necessary financial support to achieve your goals.

 Advantages of a Business Loan

  1. Quick Access to Capital – Get the funds you need to expand your business without depleting your savings.
  2. Flexible Usage – Use the loan amount for various business needs, such as inventory purchase, infrastructure development, or marketing.
  3. No Collateral Options Available – Many business loans come without the need for collateral, making them accessible to small businesses.
  4. Boosts Business Growth – Scale operations, hire employees, invest in technology, or enter new markets with additional capital.
  5. Competitive Interest Rates – Business loans often come with affordable interest rates based on eligibility and business performance.
  6. Tax Benefits – Interest paid on business loans is tax-deductible, reducing your overall tax burden.
  7. Flexible Repayment Options – Choose repayment terms that suit your financial comfort, ensuring a stress-free borrowing experience.
  8. Improves Business Credit Score – Timely repayment helps build a strong credit profile, making future borrowing 

     Eligibility Criteria for a Business Loan

    To qualify for a business loan, applicants must meet the following criteria:

    🔹 Age – Applicant should be between 21 to 65 years.
    🔹 Business Stability – The business should be operational for at least 1-3 years, depending on the lender's policy.
    🔹 Annual Turnover – Minimum turnover requirement varies but typically starts from ₹10 lakhs and above.
    🔹 Credit Score – A CIBIL score of 650 or above increases approval chances.
    🔹 Profitability – The business should be profitable and demonstrate stable financial records.

    🔹 Business Type – Available for sole proprietorships, partnerships, private limited companies, and SMEs.easier.

 Documents Required for a Business Loan

📌 Identity Proof: Aadhaar Card, PAN Card, Passport, or Voter ID.
📌 Address Proof: Utility bills, Rental agreement, Aadhaar Card, or Passport.
📌 Business Registration Proof: GST registration, Business License, or Certificate of Incorporation.
📌 Bank Statements: Last 6 to 12 months of bank statements to check financial stability.
📌 Income Proof: Profit & Loss statement, Balance Sheet, and ITR of the last 2-3 years.
📌 KYC of Business Owner(s): PAN Card, Aadhaar Card, and passport-size photographs.