Documentation Required – Dhan Laxmi Finances
At Dhan Laxmi Finances, we believe in making your loan application simple, quick, and hassle-free. To ensure a smooth approval process, we require essential documents for identity verification, financial assessment, and loan processing.
General Documentation Required for All Loan Types
Identity Proof (Any One of the Following)
✔ Aadhaar Card
✔ PAN Card
✔ Passport
✔ Voter ID
✔ Driving License
Address Proof (Any One of the Following)
✔ Aadhaar Card
✔ Passport
✔ Utility Bills (Electricity, Water, or Gas Bill – not older than 3 months)
✔ Rental Agreement or Property Tax Bill
✔ Bank Passbook with Address
3️⃣ Income Proof (Based on Employment Type)
For Salaried Individuals:
✔ Latest 3-6 months' salary slips
✔ Form 16 or latest Income Tax Return (ITR)
✔ Bank Statements (Last 6 months)
For Self-Employed Individuals & Business Owners:
✔ Income Tax Returns (ITR) for the last 2-3 years
✔ Profit & Loss Statement & Balance Sheet (Audited if applicable)
✔ Business Registration Certificate (GST, Trade License, or Shop Act License)
✔ Bank Statements (Last 6-12 months)
Rate of Interest is 2 to 6 % And Tenure is 1 to 20 Years.