"Your expertise saves lives, and we’re here to support your journey! Get a doctor’s loan with low interest, quick approval, and flexible repayment to build your dream clinic or upgrade your practice."

A Doctor’s Loan is a specialized financial solution designed exclusively for medical professionals. Whether you need funds to set up a new clinic, upgrade medical equipment, expand your practice, or manage working capital, a Doctor’s Loan offers quick and flexible financing to help you focus on providing the best healthcare services.

 Benefits of a Doctor’s Loan

  1. Tailored for Medical Professionals – Specially designed for doctors, dentists, and healthcare specialists.
  2. No Collateral Required – Many lenders offer unsecured loans, eliminating the need for security or assets.
  3. Quick Loan Disbursal – Fast approvals and minimal paperwork ensure you get funds when needed.
  4. High Loan Amount – Get loans up to ₹1 crore (or more, depending on eligibility).
  5. Flexible Repayment Tenure – Choose repayment terms ranging from 12 months to 7 years.
  6. Low-Interest Rates – Competitive rates based on your creditworthiness and financial profile.
  7. Multi-Purpose Usage – 

     Eligibility Criteria for a Doctor’s Loan

    To qualify for a Doctor’s Loan, applicants must meet the following conditions:

    🔹 Qualification: The applicant must hold a valid medical degree (MBBS, BDS, BAMS, BHMS, MD, MS, or equivalent) from a recognized institution.
    🔹 Age: The applicant should be between 25 to 65 years.
    🔹 Experience: Minimum 2-5 years of professional experience (varies by lender).
    🔹 Business Stability: If running a clinic or hospital, it should be operational for at least 1 year.
    🔹 Credit Score: A CIBIL score of 700+ increases approval chances.

    🔹 Income Stability: Regular income proof is required for salaried doctors, while self-employed doctors must show stable financials.the funds for clinic setup, medical equipment purchase, expansion, or even working capital management.
  8. Tax Benefits – Interest paid on a Doctor’s Loan is tax-deductible, reducing financial burdens.

📄 Documents Required for a Doctor’s Loan

📌 Identity Proof: Aadhaar Card, PAN Card, Passport, or Voter ID.
📌 Address Proof: Utility bills, Rental Agreement, Aadhaar Card, or Passport.
📌 Educational Qualification: Medical degree certificates & registration with Medical Council of India (MCI).
📌 Business Registration Proof: Clinic/hospital registration certificate (for self-employed doctors).
📌 Bank Statements: Last 6-12 months’ bank statements to assess financial stability.
📌 Income Proof:

  • For Salaried Doctors: Latest salary slips and Form 16.