Privacy Policy

Dhan Laxmi Finances
Effective Date: 15/3/2025

1. Introduction

At Dhan Laxmi Finances, we are committed to protecting the privacy and security of our customers' personal and financial information. This Privacy Policy explains how we collect, use, disclose, and safeguard your data when you visit our website, apply for financial services, or interact with us.

By using our services, you agree to the terms outlined in this policy.

2. Information We Collect

We collect the following types of information:

A. Personal Information

  • Full Name
  • Date of Birth
  • Contact Information (Phone, Email, Address)
  • PAN Card, Aadhaar Card, or other government-issued ID
  • Employment Details (Salary, Business Name, Work Experience)

B. Financial Information

  • Bank Account Details
  • Income Tax Returns (ITR)
  • Credit Score & Credit History
  • Loan History & Repayment Records

C. Technical Information

  • IP Address
  • Browser & Device Information
  • Cookies & Tracking Data

3. How We Use Your Information

We use your data to:
✔ Process and approve loan applications.
✔ Verify identity and prevent fraud.
✔ Improve our financial products and customer experience.
✔ Send service updates, offers, and important notifications.
✔ Comply with legal and regulatory requirements.

4. Information Sharing & Disclosure

We do not sell or rent your personal data. However, we may share information with:

  • Regulatory Authorities: As per legal requirements.
  • Credit Bureaus: For credit score checks and loan approvals.
  • Third-Party Service Providers: For KYC verification, payment processing, or IT security.
  • Legal Compliance: In case of fraud prevention, court orders, or law enforcement requests.

5. Data Protection & Security

We implement strict security measures to protect your data:
✅ SSL encryption for secure transactions.
✅ Restricted access to personal and financial information.
✅ Regular system audits and cybersecurity updates.

6. Customer Rights & Choices

You have the right to:
🔹 Access and review your personal information.
🔹 Request corrections to inaccurate data.
🔹 Withdraw consent for marketing communications.
🔹 Request data deletion, subject to regulatory guidelines.

7. Cookies & Tracking Technologies

Our website may use cookies to enhance user experience. You can manage cookie preferences through your browser settings.

8. Updates to Privacy Policy

We may update this policy periodically. Changes will be posted on our website, and significant updates will be communicated to you.

9. Contact Us

For questions or concerns about this Privacy Policy, please contact:

📩 Email: laxmidhan680@gmail.com
📞 Phone:9045258405,09756605369
🌐 Website:www.dhanlaxmifinances.com

By using our services, you acknowledge that you have read and understood this Privacy Policy.